Welcome to The Price of Habits!
Smoking, drinking, vaping — you never see the real cost as one big number. It's just a few dollars here and there, so it doesn't feel like much in the moment. But add it up over a week, a year, ten years, and it's a completely different story. Type in what you actually spend below, and watch the real total build in front of you — no guesswork, just simple math with your own numbers.
Getting started
Pick your habit
Select what you spend on — smoking, drinking, coffee, subscriptions — and enter the real numbers.
Watch it add up
The receipt calculates your true cost instantly — daily, weekly, yearly, and beyond.
Track it over time
Log real entries and watch your Dashboard, Goals, and Insights update live as you go.
See where it leads
Run it through the Wealth Simulator, Wealth Mountain, and Wealth Twin to see what quitting is really worth.
Why this site exists
A daily habit like smoking, drinking, or vaping doesn't feel like real money at the time — it's just a pack, a round, a pod. This site is here to add it all up for you, honestly, using nothing but basic math on numbers you already know. No judging, no accounts to make — just a clear, private look at what a habit is actually costing you over a week, a year, even ten years, so you can compare it to everything else that money could be doing instead. What you do with that number is completely up to you.
Your habit
Pick what you're pricing out, then fill in your usual spend.
Fetching today's exchange rates…
What this could become
The same money, looked at a few different ways.
If you invested it instead
Assuming a modest 6% average annual return.
What else it could be
Rough, illustrative comparisons — not exact prices.
What your habit costs you every year
Rough, illustrative comparisons — not exact prices, and not a suggestion to actually make these trades.
Your cost, growing over time
A straight line, but it never feels that way day to day.
Finding it hard to stop?
This calculator can show you the cost — it can't do the quitting for you. If you're ready for that part, these are real places to start.
Finding it difficult to cut back?
This is common, and it is not a matter of willpower that a calculator can resolve. If you are struggling to quit smoking, vaping, or drinking, a real person or a programme designed for exactly that can help far more than a figure on a screen.
Or call or text 988 in the US if you are in crisis and need to speak with someone right now — outside the US, findahelpline.com lists free, verified crisis lines in over 175 countries.
Would assistance with the rest be helpful?
Fast food, sugary drinks, coffee, and subscriptions are not in the same category as addiction — but if you are seeking to build better habits around any of them, these are worthwhile places to begin.